Additional Benefits

HELPS YOUR FINANCES AFTER A MISHAP
When you, your spouse or child has a covered accident, like a fall from a bicycle that requires medical attention, you can receive cash benefits to help cover the unexpected costs.

HELPS COVER RELATED EXPENSES
While health plans may cover direct costs associated with an accident, you can use accident benefits to help cover related expenses like lost income, child care, deductibles and co-pays.

PAYS CASH BENEFITS DIRECTLY TO YOU
Accident Insurance can be used however you want, and it pays in addition to any other coverage you may already have. Benefits are payable directly to you. And get this – there are no health questions or pre-existing conditions limitations.

What’s more, all family members on your plan are eligible for a wellness-screening benefit, also paid directly to you once each year per covered person.

SunLife
800-786-5433
www.sunlife.com/us

Per Pay Period Cost	Low Plan	High Plan
Employee Only	$6.77	$9.02
Employee + Spouse	$9.34	$13.74
Employee + Child(ren)	$9.91	$14.77
Employee + Family	$12.49	$19.49

Downloads

Accident Summary

HELPS PROTECT YOUR FINANCES FROM AN ILLNESS
When you, your spouse or child is diagnosed with a covered condition, you can receive a cash benefit to help pay unexpected costs not covered by your health plan.

HELPS COVER RELATED EXPENSES
While health plans may cover direct costs associated with a critical illness, you can use your benefit to help with related expenses like lost income, child care, travel to and from treatment, deductibles and co-pays.

PAYS A CASH BENEFIT DIRECTLY TO YOU
Critical Illness insurance can be used however you want, and it pays in addition to any other coverage you may already have.

SunLife
800-786-5433
www.sunlife.com/us

	Benefits
For You	You can choose between $5,000 and $20,000 of coverage, in increments of $5,000 No medical questions asked
For Your Spouse	If you elect coverage for yourself, you can choose between $5,000 and $20,000 of coverage in increments of $5,000 No medical questions asked Not to exceed 100% of your coverage amount The benefit may be reduced when the employee benefit amount is reduced
For your Child(ren)	If you elect coverage for yourself, you can choose $2,500 or $5,000 of coverage No medical questions asked Not to exceed 50% of your coverage amount The benefit may be reduced when the employee benefit amount is reduced An eligible child is defined as your child from birth to age 26
	Covered Conditions The plan pays 100% of the benefit unless stated otherwise
Core Conditions	•Heart Attack* •Stroke* •End-Stage Kidney Disease* •Major Organ Failure* •Coronary Artery Bypass Graft* (Pays 25%) •Occupational HIV/Hepatitis B, C, or D
Cancer Conditions	•Invasive Cancer* •Noninvasive Cancer* (Pays 25%) •Skin Cancer* (Pays 5%)
Other Conditions	•Complete Blindness •Severe Burns •Complete Loss of Hearing •Loss of Speech •Benign Brain Tumor Coma •Paralysis
*Recurrence Benefit available
When would I need the Recurrence Benefit?	Sometimes people are diagnosed with the same condition twice. If this happens to you, and 12 consecutivemonths have passed between the first and second diagnoses, we’ll pay you an additional benefit (the amountof which is noted in your Certificate). Only the conditions marked (R) in the table above are eligible for the Recurrence Benefit. Once a Recurrence Benefit has been paid, no additional benefit will be paid for that critical illness.

Employee & Spouse Critical Illness Age and Cost - Per Pay Period Premium Coverage Amounts	<30	30-39	40-49	50-59	60-69	70+
$5,000	$1.58	$1.58	$6.25	$13.90	$28.33	$76.93
$10,000	$3.15	$3.15	$12.50	$27.80	$56.65	$153.85
$15,000	$4.73	$4.73	$18.75	$41.70	$84.98	$230.78
$20,000	$6.30	$6.30	$25.00	$55.60	$113.30	$307.70

Employee & Spouse Critical Illness Non-Smoker Rates Age and Cost - Per Pay Period Premium Coverage Amounts	<30	30-39	40-49	50-59	60-69	70+
$5,000	$1.08	$1.08	$3.63	$7.68	$15.30	$43.98
$10,000	$2.15	$2.15	$7.25	$15.35	$30.60	$87.95
$10,000	$3.23	$3.23	$10.88	$23.03	$45.90	$131.93
$20,000	$4.30	$4.30	$14.50	$30.70	$61.20	$175.90

Child Critical Illness Semi-Monthly Premium Coverage Amounts
$2,500	$1.01
$5,000	$2.03

Downloads

Critical Illness Summary